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Houston Car Insurance Company, Homeowners Insurance and Commercial Insurance

Car Insurance Company in Houston

You need a car insurance company with a solid history of providing exceptional service whenever you end up needing it. With some of Houston's highest industry ratings, MELS Insurance Agency LLC is your trusted, comprehensive auto owner's insurance. Give us a call today at (713) 955-5907 to discuss how we can match you with the best car insurance rates.

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How Much Car Insurance Do I Need?

If you find yourself wondering how to choose from the vast array of different car insurance companies out there, you are not alone. Many Americans who would settle for the lowest price, only to regret it later when they have a mishap and end up paying for damages out of pocket.

The amount of coverage you will need depends on how you plan to use your vehicle, and what your comfortable threshold for risk is. Let our experienced staff walk you through your options. We are committed to helping you find the one that is most suitable for your unique driving situation. You'll love our affordable rates.

Understanding Auto Insurances

Since no two car insurance companies are exactly alike, it is very important to have a clear understanding of exactly what your policy applies to and how your assets are protected.

What is Collision Coverage?

In the event you collide with another vehicle, collision coverage ensures the expense of repairing (or replacing) your car is taken care of. This policy also applies to damages caused by accidentally bumping into objects like a road sign or a concrete parking barrier.

What does Personal Injury Protection (PIP) Insurance Cover?

PIP is also sometimes referred to as "No-fault" insurance. This will assist you in covering expenses related to a vehicle accident, such as your medical or funeral expenses and any wages you may have lost. This policy is there to assist you, regardless of who was at fault.

What is Comprehensive Vehicle Coverage?

If your automobile is stolen, vandalized, or damaged by weather or various other acts of god, comprehensive coverage will be there to absorb the cost of repairs or potential replacements.

Do I need Liability Insurance?

Liability policies protect you from claims made against you when you are found to be at fault.

Underinsured Motorist

Shields you from expenses related to the other driver either not having insurance or not possessing enough coverage.

Cost-Effective Commercial Auto Insurance

Looking for the best policy and rate for a company vehicle? We're glad you found us. Let us help you determine which coverage is most suitable for your business. You may employ careful drivers, but it only takes a moment for another driver to lose control, damaging your business's assets and possibly leaving you on the hook for the expenses.

Houston's Best Quote on Car Insurance

Cheap car insurance is not always the best option. This is especially true when you've been through a motor vehicle accident and then find out you will have to cover the expenses you've incurred––yourself. Prevent this situation from becoming a reality for you.

Call MELS Insurance Agency LLC car insurers now to get the best quote and coverage available in Houston.